Want to cut down on your prescription costs and avoid going into the Medicare
Part D ‘donut hole’ in 2013? Here are a few tips that may help.
1. Choose generic drugs. New generic drugs are made available every year. Even if you have asked your doctor in the past, ask again if any of your drugs are available as a generic.
2. Drugs in Tier 1 and Tier 2 (most generic drugs) may work just as well for your condition as drugs in Tier 3 or Tier 4, but cost less money. Ask your doctor if there is a lower-tier drug that could work for you.
3. Order by mail. You can save time and money when you order prescriptions you take on a regular basis through your plan’s mail pharmacy.
4. Check the cash price your pharmacy charges for medications you take regularly, then check that price against your current co-pay for the same drug. Many of the larger pharmacies offer hundreds of medications at a significant savings over your plan’s
co-pay for the same drug.