In the Health Insurance Marketplace, you can get dental coverage 2 ways:
1. as part of a health plan, or
2. by itself through a separate, stand-alone dental plan
You can buy a dental plan through the Federal Marketplace only when you enroll in a health plan.
As part of a Health Plan
In the Marketplace, dental coverage is included in some health plans. You can see which plans include dental coverage when you compare them. If a health plan includes dental coverage, you’ll pay one monthly premium for everything. The premium shown for the plan includes both health and dental coverage.
As a separate, stand-alone dental plan
In some cases separate, stand-alone plans are offered. You may want this if the health coverage you choose doesn’t include dental coverage, or if you want different dental coverage. If you choose a separate dental plan, you’ll pay a separate, additional premium.