Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you’re first eligible, and you don’t have other creditable prescription drug coverage, or you don’t get extra help, you’ll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.
Medicare Part D Prescription Drug Coverage is included in many Medicare Advantage Plans.
To learn more about Medicare Prescription Drug Coverage, please contact me. I will help you find the plan that offers the best coverage for your prescription needs and budget.
What’s Medicare Supplement (Medigap) Insurance?
Medicare Supplement Insurance, often referred to as Medigap Insurance, helps to pay some of your health care costs that Original Medicare doesn’t cover including copayments, coinsurance, and deductibles. All policies offer the same basic benefits but some offer additional benefits, so you can choose the one that best meets your needs.
A Medigap policy is different from a Medicare Advantage Plan.
To learn more about Medicare Supplement Insurance, please contact me. My goal is to provide you with a plan that offers the best coverage to meet your health care needs and budget.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations (HMO’s), Preferred Provider Organizations (PPO’s), Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
To learn more about Medicare Advantage Plans, call me to schedule a personal appointment or attend one of my “Getting Started with Medicare Seminars” in your area. For a list of upcoming seminars, click here.
My goal is to provide you with the Medicare Advantage Plan that offers the best coverage to meet your health care needs and budget.